![]() ![]() Here's the Discover cash-back calendar for 2023 : This means you can earn up to $75 each quarter in addition to 1% cash back on your other purchases. The card offers 5% cash back on purchases in these categories up to $1500 (after 1%) each quarter, and 1% cash back on other purchases. The Discover it Cash Back requires cardholders to activate the categories every quarter. There are four Discover cards that offer 5% cash back in rotating categories: Discover it® Cash Back, NHL® Discover it®, Discover it® Balance Transfer and Discover it® Student Cash Back. It also comes with a 15 month 0% APR introductory offer on balance transfers and purchases (after, 19.24% - 29.24% variable APR). The Citi Custom Cash card comes with $200 cash back if you spend $1,500 on purchases within the first six months and has no annual fee. The benefit of 5% cash-back cards is that they often come with no annual fee and a welcome offer. That means you can earn up to $25 cash back from your top spending category each month, in addition to 1% cash back on your other purchases. You'll also get 1% cash back on all other spending. Unlike most other 5% cash-back cards, which require you to manually activate the categories and alter your spending habits each quarter to maximize your cash back, you can spend like you normally would and 5% cash back will be applied to the category you spend the most in.Īfter you hit the spending cap of $500 for the billing cycle, you'll earn 1% cash back on purchases in that category. ![]() The Citi Custom Cash℠ Card is unique in this respect 一 it automatically determines your top spending category for the billing cycle, applying 5% cash back for purchases in this category up to $500. ![]() Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bonds Help for Low Credit Scores +More All Help for Low Credit Scores Best Credit Cards for Bad Credit Best Personal Loans for Bad Credit Best Debt Consolidation Loans for Bad Credit Personal Loans if You Don't Have Credit Best Credit Cards for Building Credit Personal Loans for 580 Credit Score Lower Personal Loans for 670 Credit Score or Lower Best Mortgages for Bad Credit Best Hardship Loans How to Boost Your Credit Score Taxes +More All Taxes Best Tax Software Best Tax Software for Small Businesses Tax Refunds Small Business +More All Small Business Best Small Business Savings Accounts Best Small Business Checking Accounts Best Credit Cards for Small Business Best Small Business Loans Best Tax Software for Small Business Personal Finance +More All Personal Finance Best Budgeting Apps Best Expense Tracker Apps Best Money Transfer Apps Best Resale Apps and Sites Buy Now Pay Later (BNPL) Apps Best Debt Relief Best Mortgages for Average Credit Score.Best Loans to Refinance Credit Card Debt. ![]()
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